Ensuring Your Home Heating Equipment Operates Efficiently All Season
Home Office Essentials to Streamline Your Work Week
(StatePoint) Want a snafu-free season of home heating? Better installation and quality service mean a longer life for your heating and cooling equipment, as well as increased energy efficiency and reduced energy bills. Not only that, regular service checks may actually detect problems before you notice them, and catching them in time may extend your unit’s life.
Could Long-Term Blackouts and Outages Become the New Normal?
(StatePoint) If you’ve been working remotely for months, you’re likely long overdue for a home office upgrade. Having the right tools can make working from home easier and less stressful.
Medicare Prescription Drug Plan Changes That Could Save You Money
(StatePoint) While you may take electricity for granted in today’s world, you might not in the future -- that is, if current trends continue. As a new report highlights, the U.S. electrical workforce is aging out and not being sufficiently replaced -- a trend which could have potentially devastating and far-reaching impacts nationwide. The report’s authors say that the time to fill the pipeline of new electrical workers and invest in training and retention is now.
Prom Designer Finalists Face off for $20,000 in Scholarships
(StatePoint) Finding a prescription drug plan that meets your budget and needs is especially important during this year’s Medicare Open Enrollment -- which takes place between Oct. 15 and Dec. 7, 2020.
Burdens of COVID Hit Hardest Among Marginalized Students
(StatePoint) As the price tag on a college education continues to rise, students are seeking out a variety of financial aid options to relieve the burden.
Budget-Building Resources for a More Resilient Tomorrow
(StatePoint) Students are the greatest hope for the future, but for many, their plans are threatened due to burdens posed by COVID-19. Here are just a few of the issues students and families face today, and steps being taken to address these concerns:
Solutions to Reduce Out-of-Pocket Costs for Insulin at the Pharmacy
(StatePoint) Hispanic communities have been making vital contributions to the American cultural landscape and the national economy for decades.
Housing Instability and COVID-19: New Help is on the Way
(StatePoint) Across the U.S., the COVID-19 crisis is financially impacting people in many ways, including their ability to pay for their medicines.
Fun Games to Play to Make Your Kid a Financial Genius
(StatePoint) The economic downturn caused by the pandemic has created widespread housing insecurity for both renters and homeowners. However, advocates say that free and low-cost legal assistance and other support is helping people remain in their homes.
How COVID-19 Has Changed the Way We Do Business Forever
(StatePoint) Financial literacy is an important component of STEAM learning and a building block of a comfortable future. Unfortunately, many schools have limited programs. But there’s good news -- not only can parents impart money-smarts at home -- they can make it so fun kids won’t even realize they’re learning!
Small Businesses Remain Resilient Amid Pandemic
(StatePoint) The COVID-19 pandemic has fundamentally changed how business gets done. And when it comes to midsized and small businesses, the importance of investing in new technology, facilitating remote work and maintaining a tech-savvy workforce has never been so clear, according to a new survey.
How to Choose the Best Insurance Policy for You
(StatePoint) Amid the historic coronavirus pandemic, businesses are adapting by making major changes to their operations, including increased use of technology, according to the latest PNC semi-annual survey of small and mid-size business owners and executives, which concluded Sept. 8.
4 Tips to Help Prevent Electrical Fires at Home
(StatePoint) It’s never fun to think about the possibility of getting sick or hurt, losing a home, needing extended medical care, or even dying, but these are extremely important topics to confront when planning your financial future.
Honing Your Small Business Toolkit in Uncertain Times
(StatePoint) Electrical fires often occur unexpectedly in locations that may be hidden from view. As the second most common type of home fire in the U.S., more than 40,000 electrical fires occur in American homes every year, resulting in hundreds of deaths, over 1,000 injuries and more than $1 billion in property damage, according to the National Fire Protection Association.
Navigating Important Family Decisions With a Financial Advisor
(StatePoint) It’s been a challenging year for small businesses, with local shutdowns requiring many operations to close their doors, some temporarily, all while weathering the ripple effects of a global economic downturn.
Why Weighing Your Medicare Part D Options is Crucial This Year
(StatePoint) Recent historic economic downturns and significant unemployment numbers and job losses have created considerable financial worries for families across the country. Health and safety concerns about returning to schools, childcare facilities, and office settings have only added to the uncertainty and stress that Americans are currently feeling.
How to Shop for a Medicare Plan from Home
(StatePoint) You likely hear the same word of advice every fall: review your Medicare Part D plan. While you may be tempted to stick with what you have, it’s important to remember that plan specifics change annually, your health needs are always evolving, and as this year has shown, unexpected global events can impact your health and finances. For all these reasons, doing your homework is not only important, it has the power to substantially reduce your out-of-pocket costs.
Shop Smart This October to Benefit Breast Cancer Patients
(StatePoint) Every year, eligible individuals can shop for a health plan during Medicare’s Annual Election Period (AEP), which runs from Oct. 15 through Dec. 7. Doing so can potentially improve your coverage, lower your costs or both. The options are many, including Original Medicare, Medicare Advantage (MA) plans, Medicare Supplement plans and Prescription Drug Plans.
What to Know About Today’s Life Insurance Options
(StatePoint) It is not always easy to tell how your charitable dollars are going to be used, especially during National Breast Cancer Awareness Month.
Home Projects That Don’t Require a Professional
(StatePoint) Amid the COVID-19 pandemic, many Americans are looking into new life insurance coverage or taking a closer look at their existing coverage to make potential updates, according to a new survey.
Tips to Take a Safe and Affordable Fall Road Trip
(StatePoint) While spending more time at home, you may have noticed the little things that need to be fixed, and small ways you can improve the appearance and functionality of your home. So why not use this time to test your skills with a few DIY projects?
Tips to Ease the Financial Recovery Process After a Disaster
(StatePoint) As American families continue to track developments of the pandemic, many are opting for regional travel experiences this fall.
How Families Can Shop Smarter All School Year Long
(StatePoint) While the COVID-19 crisis continues to be top of mind for many Americans, it’s important to remember that other disasters can still occur with little or no warning, making it vital to prepare.
5 Common Questions About Life Insurance
(StatePoint) While this academic year looks a little different from previous years, some things don’t change. Busy families are still in need of smart tips to save time and money on weekday meals and school supplies.
How Military Families Can Navigate Home Buying in Uncertain Times
(StatePoint) COVID-19 has significantly impacted our lives in many ways. It has even led some people to start reconsidering the importance of life insurance to protect loved ones who would be left behind should something happen.
Combatting Cybersecurity Threats of the COVID-19 Era
(StatePoint) Like many Americans, the recent pandemic may have you thinking a lot about your current living space and about buying a home. If you’re a military service member, veteran or family member, both new and tried-and-true tools and resources can streamline the process.
Eco-Friendly Home Cleaning Hacks
(StatePoint) New data reveals that in uncertain times, consumers and businesses need even greater vigilance when it comes to their cybersecurity.
What to Know About Selecting Materials for Your Home Exterior
(StatePoint) With families spending more time at home, messes are on repeat and cleanups are often an hourly routine. At the same time, many households are looking to reduce their environmental impact affordably.
65th Birthday Brings Key Decisions Regarding Health Care
(StatePoint) Whether you’re building a new home or making exterior updates, there are many decisions you’ll have to make. Perhaps topping the list in importance is what materials you select for your roofing and siding. Not only do your selections impact your home’s curb appeal, but some choices have the potential to save you money and help increase your family’s safety.
5 Ways to Strengthen Your Financial Protection Plan
(StatePoint) Your 65th birthday is an important milestone. That’s when you become eligible for the federal Medicare health insurance program.
9 Ways to Become a Weather Expert
(StatePoint) Many Americans are feeling things like their health, job and retirement savings are at risk.
How to Borrow Smart for College
(StatePoint) Weather impacts a range of decisions we make throughout the day, from what to wear, whether to bring an umbrella, when to head out for a jog, or even if you should evacuate the area in an emergency.
4 Steps for Developing a Thoughtful Estate Plan
(StatePoint) It’s no secret college can be expensive, and families are often faced with finding creative ways to cover the costs. Whether borrowing student loans or parent loans has always been part of your family’s plan or it is suddenly being considered due to new financial circumstances, there is good news: several smart strategies can help you save money.
(StatePoint) Many people may avoid estate planning because they think it can be put off until later in life. But experts agree that adults of any age should have a plan in place to make sure their financial affairs are in order after they pass on, or in case they are incapacitated. A complete and thoughtful estate plan covers more than who will get what -- it helps to ease the burden on your family and beneficiaries by documenting your wishes and instructions.