(StatePoint) When it comes to saving money, it helps to cut out smaller expenses that add up over time – like frequent lunch dates, unused gym memberships or online subscriptions. But if you really want to make a dent in your budget, you need think bigger.

(StatePoint) During the holidays, there are endless ways to show the humans around you how much you love them. Finding ways to extend the joy of the season to pets who are a part of the family takes a bit more creativity.

(StatePoint) In the remote-learning environment of the 2020-21 academic year, certain types of classes have been deprioritized and the school day has lost some of the structure and sociability that in-person learning affords.

(StatePoint) The new normal and natural disasters are dominating the headlines. At the same time, consumers have embraced socially distant adventure travel. Whatever your reasons for wanting to be prepared, easy to carry, functional gear will prepare you for what’s to come. Here’s how:

(StatePoint) Like many Americans, the recent pandemic may have you thinking a lot about your current living space and about buying a home. If you’re a military service member, veteran or family member, both new and tried-and-true tools and resources can streamline the process.

(StatePoint) Patient volumes are hitting only 74 percent of pre-pandemic levels, according to the American Dental Association. With many people delaying dentist office visits, at-home oral care routines are more important than ever.

(StatePoint) Amid the backdrop of the COVID-19 pandemic, with hospitals and health care workers already overburdened, medical experts say it’s more important than ever to slow the spread of the flu. In a typical year, the flu causes tens of millions of illnesses, hundreds of thousands of hospitalizations, and tens of thousands of deaths in the U.S.

(StatePoint) Spending more time at home working, learning and simply living? The holiday season is the perfect opportunity to gift your household with lighting that enhances the feel and function of your spaces.

(StatePoint) Children look forward to opening their holiday presents all year. However, there are some things to keep in mind to make sure gifts are safe and appropriate.

(StatePoint) Social distancing guidelines across the country have made visiting a conventional movie theater difficult, if not impossible. However, what was once a relic of the past has now become an innovation in entertainment, the drive-in movie theater.

(StatePoint) With more of life centered at home due to cool weather and social distancing, it’s time to ensure the space where your family spends the majority of its time is healthy and safe.

(StatePoint) Students are the greatest hope for the future, but for many, their plans are threatened due to burdens posed by COVID-19. Here are just a few of the issues students and families face today, and steps being taken to address these concerns:

(StatePoint) This holiday season may look a bit different due to social distancing. But just because everyone is not physically together, doesn’t mean your family can’t share its favorite traditions.

(StatePoint) Shopping for kids this holiday season and want to make a splash? Add some holiday cheer to the gift pile and wow kids with these big ideas that combine learning and fun!

(StatePoint) As schools nationwide decide how they’ll reopen for the fall semester, it’s important to schedule your child’s dental visit to ensure they’re in good oral health.

(StatePoint) Americans love the great outdoors and are venturing out to trails, rivers, lakes and campsites more often for a breath of fresh air from the COVID-19 restrictions in place across the country.

(StatePoint) Our homes are our sanctuaries. It’s more important than ever to ensure your home is a safe and healthy environment for you and your family. Indoor air quality can have a negative effect on your health, and the air inside your home is oftentimes more polluted than the air outside. Explore five effective wellness design principles that can lead to better indoor air quality and on overall healthier home.

(StatePoint) Hispanic communities have been making vital contributions to the American cultural landscape and the national economy for decades.

(StatePoint) Your neighbor is selling fashion masks. Your uncle – expert at everything – wears a sophisticated respirator with a valve. Your dental hygienist wears a medical mask. Your kid is running off to sports practice in a team-supplied neck gaiter. Is there a difference between these face coverings?

(StatePoint) Screen time is on the rise for kids and teens as a result of remote learning and social distancing measures. At the same time, cyberbullying and hate speech are reaching new heights amid the current crisis, according to analysts.

(StatePoint) The economic downturn caused by the pandemic has created widespread housing insecurity for both renters and homeowners. However, advocates say that free and low-cost legal assistance and other support is helping people remain in their homes.

(StatePoint) With a little creativity, having fun while following social distancing guidelines can be an opportunity to carve out brand new experiences.

(StatePoint) Sponsored by Amgen. Did you know that 25 percent of the 805,000 heart attacks per year in the U.S. are recurrent heart attacks? The American Heart Association reports that once you’ve experienced a heart attack, your chances of having another one is higher. In fact, nearly one in five patients who’ve had a heart attack will have another cardiovascular event, such as a heart attack or stroke, within one year.

(StatePoint) Give your home a warm and cozy vibe this fall with a few DIY projects that are sure to add seasonal cheer to any space. Whether you’re looking for a rainy day activity to keep kids busy or searching for affordable décor options, these fall craft ideas are a great place to start -- all you need is your creativity and a few supplies.

(StatePoint) As more of life is centered around home, good design can help you augment and replace natural light, while creating a beautiful, productive, safe haven during the darker, shorter days of fall and winter.

(StatePoint) The typical routine a school year brings has been lost this year, as students adjust to hybrid or fully remote learning models and ever-changing reopening plans. According to McKinsey, 75% of the 50 largest school districts in the country have decided to start remotely, and the UN estimates that 94% of the world’s student population has been impacted.

(StatePoint) It’s never fun to think about the possibility of getting sick or hurt, losing a home, needing extended medical care, or even dying, but these are extremely important topics to confront when planning your financial future.

(StatePoint) Electrical fires often occur unexpectedly in locations that may be hidden from view. As the second most common type of home fire in the U.S., more than 40,000 electrical fires occur in American homes every year, resulting in hundreds of deaths, over 1,000 injuries and more than $1 billion in property damage, according to the National Fire Protection Association.

(StatePoint) Football season is here (sort of), and for many, tailgating is a main event. While there will be nothing traditional about tailgating this year, that doesn’t mean you can’t grill delicious food and enjoy a few beers before game time in the comfort of your own backyard or driveway.

(StatePoint) Recent historic economic downturns and significant unemployment numbers and job losses have created considerable financial worries for families across the country. Health and safety concerns about returning to schools, childcare facilities, and office settings have only added to the uncertainty and stress that Americans are currently feeling.

(StatePoint) A camping trip is not only fun and relaxing, it can be the perfect opportunity to test out new skills and acquire more knowledge. Here are five ways to make your next camping trip a learning experience for family members of all ages:

(StatePoint) One of the keys to encouraging children to develop the healthy habit of regular exercise is to make fitness a priority in the home. With cooler weather and changing scenery to enjoy, autumn can be an ideal time to try new outdoor activities.

(StatePoint) Is your family distance-learning? Having the resources you need at home can be the key to success. Here are a few tools to consider as you navigate an unusual school year:

(StatePoint) The negative effects of social media have been much discussed as of late, thanks to the recently released documentary on Netflix, “The Social Dilemma.”

(StatePoint) When it comes to showing teachers appreciation for all that they do, a personal gift is always appreciated. However, sometimes what they really want is the proper tools to help them in the classroom.

(StatePoint) Amid the COVID-19 pandemic, many Americans are looking into new life insurance coverage or taking a closer look at their existing coverage to make potential updates, according to a new survey.

(StatePoint) Whether you are a novice, a virtuoso or just a fan, there are many ways to celebrate pianos and the music that they make.

(StatePoint) While spending more time at home, you may have noticed the little things that need to be fixed, and small ways you can improve the appearance and functionality of your home. So why not use this time to test your skills with a few DIY projects?

(StatePoint) Math can be one of the toughest subjects to conquer, even in a typical school year. In today’s unusual learning environment, new challenges are presenting themselves to teachers and students alike. Here is how you can help your child make the grade in math, no matter where their learning is taking place:

(StatePoint) As American families continue to track developments of the pandemic, many are opting for regional travel experiences this fall.

(StatePoint) Many kids gravitate toward technology, leaving parents looking for ways to introduce it to them in a safe, age-appropriate way. Here are three examples of how kids can turn to their gadgets and gear to inspire their creative side, build new skills and even get outdoors and on the move:

(StatePoint) Between schoolwork, socialization and gaming, kids will likely be online more than ever this year, especially with many students continuing to learn remotely. Families are yet again facing the challenge of ensuring children’s online usage is balanced, healthy, and safe. Here are a few of the issues around increased screen time:

(StatePoint) While the COVID-19 crisis continues to be top of mind for many Americans, it’s important to remember that other disasters can still occur with little or no warning, making it vital to prepare.

(StatePoint) While some of the traditions of a typical birthday are not possible these days, parents can find new ways to celebrate these important milestones. Here are a few ideas for making your child’s upcoming birthday feel special:

(StatePoint) Along with the fall season comes a range of outdoor chores for homeowners nationwide, from clearing trees and branches after wicked weather strikes to gathering autumn leaves. Here are a few things to consider as you go about fueling your chainsaws, leaf blowers and other lawn care equipment:

(StatePoint) Polycystic Kidney Disease (PKD), causes numerous cysts to grow in the kidneys and for those affected by this condition, nearly 50% will experience End Stage Renal Disease (ESRD) by age 60. According to the National Kidney Foundation, autosomal dominant polycystic kidney disease (ADPKD) accounts for as many as 90% of all polycystic kidney disease cases.

(StatePoint) This fall semester is unlike any experienced in recent history, with some students learning at home, and teachers facing new challenges to keep students engaged.

(StatePoint) Whether you’re a parent managing your kids’ remote-learning or a teacher working to maintain a safe and welcoming environment for those in the classroom, there is a cost-effective secret weapon that can be used for countless projects: shelf liner.

(StatePoint) Whether your child is learning in a classroom or digitally, establishing a steady family dynamic is essential to a successful school year.

(StatePoint) While this academic year looks a little different from previous years, some things don’t change. Busy families are still in need of smart tips to save time and money on weekday meals and school supplies.

(StatePoint) Whether kids are in the classroom, learning remotely, or a mix of both, you can help them stay organized and motivated all school year in the following ways: 

(StatePoint) COVID-19 has significantly impacted our lives in many ways. It has even led some people to start reconsidering the importance of life insurance to protect loved ones who would be left behind should something happen.

(StatePoint) What better way to enjoy your free time than by making lasting memories with your loved ones? Whether exploring the great outdoors or making music, families can take the opportunity to spend some time together. Here are a few fun ideas to consider:

(StatePoint) For teachers and students who are interested in a more inclusive, accurate and complete education about Native Americans, the Smithsonian’s National Museum of the American Indian is now offering new K–12 distance learning resources and live programs.

(StatePoint) Each American throws out about 4.5 pounds of trash per day, according to the U.S. Environmental Protection Agency. By incorporating the “Three Rs” (Reduce, Reuse and Recycle) into routines, you can help divert some of this waste away from landfills to help protect the environment.

(StatePoint) Managing chronic obstructive pulmonary disease (COPD) is always important, and especially so right now, as individuals living with a chronic lung disease are at a higher risk of severe illness and complications from COVID-19. However, misinformation about COVID-19 has made it hard for people with chronic conditions to determine how to stay safe.

(StatePoint) Barbecue season might be winding down, but that doesn’t mean your flavors can’t be amped up. Experts say that no matter what equipment you’re using, the secret to elevating your grill game and bringing to mind your favorite barbecue joint is hardwood pellets.

(StatePoint) Regular eye exams are essential for kids. Not only will an eye exam help a child see more clearly, but this essential visit can also detect a broad range of issues related to eye health and overall wellness.

(StatePoint) The fall season is the ideal time of year to dine outdoors. To create a healthy and sustainable outdoor dining experience, consider these tips:

(StatePoint) What might seem like one little pest sighting can be a much more extensive invasion than you realize. For starters, a single roach can lay up to 50 eggs at one time!

(StatePoint) With families spending more time at home, messes are on repeat and cleanups are often an hourly routine. At the same time, many households are looking to reduce their environmental impact affordably.

(StatePoint) Whether you’re building a new home or making exterior updates, there are many decisions you’ll have to make. Perhaps topping the list in importance is what materials you select for your roofing and siding. Not only do your selections impact your home’s curb appeal, but some choices have the potential to save you money and help increase your family’s safety.

(StatePoint) Without a few measures in place, your home and garden could be hazardous to birds. Here are some great ways to create a safe haven for beautiful flying visitors.

(StatePoint) Your 65th birthday is an important milestone. That’s when you become eligible for the federal Medicare health insurance program.

(StatePoint) Success in college requires organization, dedication and a proper work-life balance. It also requires a few useful tools: 

(StatePoint) Many Americans are feeling things like their health, job and retirement savings are at risk. 

(StatePoint) As businesses and services reopen nationwide, the death toll from COVID-19 continues to rise, and experts warn that Americans must continue taking precautions to help stop the spread of the virus.

(StatePoint) One in five kids aged 12 to 18 has encountered bullying, according to StopBullying.gov. It can happen in person, online or even by text.

(StatePoint) Weather impacts a range of decisions we make throughout the day, from what to wear, whether to bring an umbrella, when to head out for a jog, or even if you should evacuate the area in an emergency.

(StatePoint) Financial literacy is an important component of STEAM learning and a building block of a comfortable future. Unfortunately, many schools have limited programs. But there’s good news -- not only can parents impart money-smarts at home -- they can make it so fun kids won’t even realize they’re learning!

(StatePoint) It’s no secret college can be expensive, and families are often faced with finding creative ways to cover the costs. Whether borrowing student loans or parent loans has always been part of your family’s plan or it is suddenly being considered due to new financial circumstances, there is good news: several smart strategies can help you save money.

(StatePoint) Caring for a baby can be very rewarding. It can also be exhausting. Along with those amazing first-year milestones can arise teething misery that disrupts the entire household.

(StatePoint) If you are like many parents these days, you are on a quest to find new ways to entertain the kids at home. This may be a good time to turn to a classic source of fun that requires no charging, batteries or Wi-Fi, making it screen time parents don’t have to limit.

(StatePoint) As the price tag on a college education continues to rise, students are seeking out a variety of financial aid options to relieve the burden.

(StatePoint) After months spent indoors at home due to the coronavirus pandemic, it’s clear that many people are itching to get back out there and take a vacation. This is with good reason. Staying isolated for too long can take a substantial toll on one’s mental health and well-being, according to the American Psychological Association.

(StatePoint) Many people may avoid estate planning because they think it can be put off until later in life. But experts agree that adults of any age should have a plan in place to make sure their financial affairs are in order after they pass on, or in case they are incapacitated. A complete and thoughtful estate plan covers more than who will get what -- it helps to ease the burden on your family and beneficiaries by documenting your wishes and instructions.

(StatePoint) For military members and their families stationed away and U.S. citizens living abroad, family and friends are vital connections to life back home. For the 2020 general election, those friends can be an important source of voting information, especially for young people voting for the first time. And this year it’s even more important to register and request an absentee ballot early to avoid potential mail delays or other disruptions resulting from the COVID-19 pandemic.