(StatePoint) Clumsiness is a trait many can relate to. Unfortunately, even the slightest misstep can be disastrous for your phone, whether it’s cracking your screen or destroying delicate components in water.

(StatePoint) Make the season of spooks a little less scary for the older people in your life by brushing up on ways to stay safe and secure off and online.

(StatePoint) Whether retirement is in on the horizon for you or you are simply planning to move to your dream retirement area earlier than planned thanks to telework, there is a lot to consider when relocating.

(StatePoint) November 8 is National STEM Day and an excellent opportunity to encourage your child to embrace science, technology, engineering and math (STEM) education both inside and outside of the classroom.

(StatePoint) When you start thinking about how to achieve financial security, a few basic things probably come to mind: insurance for your car and home; disability insurance in case you’re injured and can’t work; life insurance to protect your family in case something happens to you. But there’s one important type of financial protection that many people overlook: umbrella insurance.

(StatePoint) Health and safety, shipping delays and a constrained budget -- these are just some of the concerns that may be amplifying your shopping stress this holiday season.

(StatePoint) The holiday season brings an abundance of feelings that may include joy, comfort, gratitude, and unfortunately, stress. Don’t let the task of entertaining friends and family break the bank or your back.

(StatePoint) Despite increased digital options, the typical consumer still spends 13 hours on hold each year! And of course, there are plenty of things that most people would rather be doing with that time, particularly during the busy holiday season.

(StatePoint) A time when natural disasters are growing in frequency, most Americans are not physically or financially prepared to handle them.

(StatePoint) When it comes to financial fitness, careful training and preparation may not get your face on a cereal box, but it could score you a gold medal in savings.

(StatePoint) Planning a wedding involves dozens of decisions made under tight deadlines, as well as agreements made with multiple vendors, including caterers, entertainers and florists.

(StatePoint) While it may sound counterintuitive, foreign aid actually benefits average Americans in a number of ways, according to leaders in the Midwest, who say the global pandemic has only highlighted how interconnected we are.

(StatePoint) The pandemic has made it clearer than ever -- maintaining good health is critical, and it all starts with having a health plan that works for you every day, and especially in times of greater need.

(StatePoint) October is National Breast Cancer Awareness Month, an annual opportunity to spend your dollars on products and services that benefit breast cancer advocacy, research and patient care services. However, experts say that the clutter of pink products on store shelves and online can make savvy shopping a challenge.

(StatePoint) If you’re like many Americans, having a better understanding of money management is a priority for you right now.

(StatePoint) Do you and your family regularly discuss money matters or do you shy away from the subject? Experts note that money talk taboos are common among American families and that this needs to change.

(StatePoint) Fall kick starts the financial road to college for parents of high school seniors. But if you’re like the majority of parents, you both value the importance of a college degree, while harboring anxiety about the price tag.  

(StatePoint) With climate change spurring an uptick in extreme weather events in recent years, homeowners today know that to keep their property -- and the people in it -- best protected, the siding they select matters.

(StatePoint) The nearly 13 million small businesses owned by women nationwide are essential to the U.S. economy. Accounting for 42% of U.S. small businesses, they employ nearly 9.4 million people and generate $1.9 trillion in revenue annually.

(StatePoint) The pandemic has changed our lives in numerous ways. As a result of all the upheaval, many people are reassessing their priorities and thinking about early retirement. According to Pew Research, 28 million baby boomers retired in 2020 and a recent study found 39% plan to retire by 65, while 18% said they plan to retire by age 59. Before taking that step, here are four questions to ask yourself.

(StatePoint) As you enjoy mild autumn weather, take time to ensure your home is equipped to handle the chilly months ahead. Following these steps will mean a more comfortable, energy-efficient winter:

(Statepoint) The updates you make in fall can prepare your home for the long winter months ahead, helping you stay more comfortable all season while reducing your energy bills and other expenditures. Here are some home improvements to consider, as well as tips and insights for making the most of these upgrades:

(StatePoint) Good credit opens doors. Not only can it help you secure an affordable loan, but it is also often needed for access to open everyday accounts, such as for your utility services and cell phone. It can help you land a job, boost your chances of securing an apartment, and even improve your dating prospects, according to research.

(StatePoint) Climate change is making natural disasters more extreme, from extending the duration of disaster seasons to increasing the intensity of fires, storms and floods. Indeed, the U.S. Geological Survey notes that with increasing global surface temperatures, the intensity of storms will likely increase. The agency also predicts coastal flooding to double in the coming decades.

(StatePoint) Whether you want to boost the value of your home to put it on the market or you want to enhance its beauty and settle in for long-term living, it’s important to keep curb appeal top of mind.

(StatePoint) As life returns to normal, many companies and organizations are heading back to the office using a hybrid model or are beginning to talk about doing so.

(StatePoint) Navigating the job market is tricky for any job seeker. For transitioning U.S. service members and military spouses, finding one’s professional footing can be even more challenging.

(StatePoint) Replacing your roof? Insights from a new nationwide survey may help you better understand the many facets involved in this important decision.

(StatePoint) Employing one in eight adults nationwide, the healthcare industry is vital to the economy and communities across the country. However, during the COVID-19 pandemic, it was hit hard, with many Americans avoiding routine and elective care.

(StatePoint) As life begins to return to normal, those who suffered financial problems during the COVID-19 pandemic will need to address them, including renters.